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QUIZ

Insurance 101 Quiz? Let’s do it.

Educating our clients on insurance is a top priority, as informed clients make better decisions. By empowering you with knowledge, we strive to build lasting relationships based on trust and transparency.

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Our Client Education Quizzes

Think you can out smart these insurance questions??
Hmm, let’s see if you can?
Click on each of the sections for different insurance categories.

Insurance 101

Insurance 201

Life Insurance 101

Fun

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1 votes, 5 avg
10

Personal Insurance Quiz 101

10 Quick, easy home and car insurance quiz questions to help you unlock how it works by increasing your knowledge.

1 / 10

What happens when my insured assets are damaged by riots and political strikes?

2 / 10

What type of cover do I need to take out for vehicle for mechanical and electric breakdown?

3 / 10

With vehicle insurance, do I generally have to pay extra when I use roadside assistance?

4 / 10

Why do insurers do an ITC check when I ask for a quote, choose most correct answer? 

5 / 10

My vehicle should be insured for Retail Value. What is Retail Value?

6 / 10

What does household contents generally cover?

7 / 10

With vehicle insurance, why is it important to install a tracking device?

8 / 10

Why is insurance known as a grudge purchase?

9 / 10

What is the purpose of a broker?

10 / 10

Which of the below will effect how much my premium will be when taking out vehicle insurance?

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1 votes, 5 avg
2

Personal Insurance Quiz 201 - Intermediate

10 Intermediate level, random quick, easy home and car insurance quiz questions to help you unlock how it works by increasing your knowledge.

1 / 10

Why is it important to know about my past insurance and claims when I am taking out insurance?

2 / 10

Why is it important to disclose true information to insurance companies?

3 / 10

Gary goes to work on a Friday, he ends up staying after work with his colleagues and they have a few drinks. He leaves work at 11pm and heads home. As he is passing the robot, a guy who is highly intoxicated skips the red robots and knocks into Gary. Gary and the other driver are not injured however upon the police arriving they test them both for alcohol and both Gary and the other driver are arrested because of their alcohol levels. Will the insurer pay for the damages to fix Gary's car?

4 / 10

What happens if I decide to cancel my vehicle insurance and self insure?

5 / 10

Why does it matter if I have a license or not when taking out insurance, if I am the one who will be paying for the premium?

6 / 10

What happens if I had a burglary at my home 2 years ago and I didn’t tell my current insurer about it when I took out home contents cover?

7 / 10

What is SASRIA cover?

Under insurance is calculated using average. Average is calculated using the below formula:
Average = (Sum Insured Amount) / (Actual Replacement Amount ) x (Claim Amount)
Once you have worked out the average amount you need to minus the excess and it will give you the total amount that an insurer will payout.

8 / 10

My contents is covered for R100 000 with a basic excess of R2 000. Someone breaks into my house and steals contents to the value of R50 000. I submitted a claim, the insurer advises that I am under insured.

My contents is actually worth R250 000. How much will I be paid out?

9 / 10

I have contents and building insurance with A Insurers and I am covered for R1 000 000 for my building and R250 000 for my contents cover.

I have a zero excesses on both covers. After validating my claim due to a fire, I am advised that I am under insured for both my contents and building.

The replacement value for my building is R2 500 000 and my contents is R325 000. How much will I be paid out?

10 / 10

What is an additional excess?

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Life Insurance Quiz 101

10 random quick, easy life insurance quiz questions to help you unlock how it works by increasing your knowledge.

1 / 10

What will happen if I stop paying for my life cover premium?

2 / 10

When is the best time to take out Life Cover?

3 / 10

Will my life cover automatically cancel when I reach my retirement age?

4 / 10

Why do insurers want to know if I am a smoker or not when taking out life cover?

5 / 10

What would happen if I don’t disclose to the insurer upfront that I once had a heart attack when I was really young?

6 / 10

Is it necessary to have a Will, in case I die?

7 / 10

What will my premium be if I am 25 years old and I want R1 million life cover?

8 / 10

What is the minimum and maximum amounts of Life Cover you can have?

9 / 10

With death cover, is there a waiting period for suicide?

10 / 10

Can a beneficiary in my will also act as a witness and sign my will?

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1 votes, 3 avg
1

Are you truly South African? Let’s see how well you know your SA slang!

Known as South Africanism....we have many official languages and yes we sommer combine them to keep things interesting...

1 / 10

Jol?

2 / 10

"Spaza"

3 / 10

"Fundi" (foondi)

4 / 10

Hey, come here "Lytie / laaitie"

5 / 10

"Babalas" derived from the Zulu word ibhabhalazi.

6 / 10

"Nort Bru"

7 / 10

"Awe mfowethu" (Zulu)

8 / 10

"Droewors" (droo-ah-vors)

9 / 10

"Woes" (Voess)

10 / 10

You "chop"

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Quick Poll

CLIENT EDUCATION

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