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The Smart Way To Buy Insurance

Welcome to XINIX, your trusted partner in securing the best insurance covers. Protect what matters most with tailored insurance solutions. Get a free quote today!

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Insurance on a Budget

Finding the right insurance that fits within your budget is crucial for financial stability and peace of mind. Whether you’re looking for home, car or business insurance, we are here to assist you.

We’re Passionate About Insurance Helping Clients Since 2012

Our company has been providing insurance solutions for over a decade, ensuring reliable coverage and customer satisfaction.

About Us

Comparative Quotes

We provide comparative insurance quotes to clients, offering detailed analyses of cost-effectiveness, coverage benefits, and policy terms to empower you with comprehensive information for making informed decisions.

Expert Advice

Consulting with an experienced insurance broker ensures you receive personalised advice and comprehensive insights into coverage options that best suit your unique circumstances.

Services

Our Expertise

We have a wide range of insurance products, ensuring that we can meet all your coverage needs. Our team of seasoned professionals possesses in-depth knowledge, so you are in capable hands.

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Personal Insurance

Protecting your personal assets and well-being against financial losses. You can protect your buildings, cars, home contents and portable possessions.

Liability Insurance

Liability insurance insures you from financial losses due to injuries or property damage. It covers legal expenses and debts and compensates for damages if the responsible party is found liable.

Claims involving intentional damage, criminal acts, and contractual liabilities are typically not covered.

Investments

Our tailored personal investment solutions and strategies are designed for today’s financial environment. With expertise in portfolio construction, we help both new and experienced investors effectively manage their investments. How can we assist you in reaching your financial goals?

Business Insurance

Business insurance safeguards companies against financial losses or damages incurred during your daily operations. A policyholder receives coverage for risks related to employees, property damage, and legal liabilities.

These incidents can significantly impact your business, potentially leading to partial or complete closure and resulting in a loss of income.

Life Insurance

Life insurance ensures financial security for your loved ones by delivering a lump sum in the event of an unexpected occurrence. Death benefits may also be paid out where you are diagnosed as critically ill and would need long term care. The benefit can be used when you need it most.

Lifestyle

Providing additional products tailored to safeguard what matters most to you and ensure the well-being of you and your loved ones. The value-added offerings include legal assistance, financial protection, and extended coverage options such as tyre and rim protection cover to travel insurance.

Our Values

You will always feel at home with XINIX

You can be assured you won’t have to go through countless options before you get to that friendly voice on the other side. We do this by living out the XINIX values everyday:-

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Keeping to our promises made

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Displaying honesty and integrity in all that we do

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Striving for excellence at all times

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Exceeding customers needs, “personal touch”

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Being innovative and passionate about our work

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Rewarding our staff

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Upholding the interests of all stakeholders

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Being accountable for our actions

Read Blog on Excesses

Need Some Help?

Whether you’re navigating complex decisions or facing challenges, we’re here to lend a hand.

Need help? We are here!

Whether you prefer personalized support or require further information, our licensed XINIX consultants are here to help with a friendly voice and expert advice.

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FAQs

Our Frequently Asked Questions (FAQs) section is designed to provide you with quick and comprehensive answers to common inquiries about our services and policies. Here, you can find valuable information on a variety of topics, including policy details, coverage options, claims processes, and more

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Found a better deal?

Share your quote or policy details from another insurer, and we’ll do our utmost to offer you a more competitive price.

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Click to Save our Contact Details

Stay connected with us effortlessly by downloading our vCard. By adding our contact details to your address book, you’ll have immediate access to our phone number and email whenever you need assistance. Our vCard ensures you can reach out to us quickly for any inquiries, support, or updates.

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TESTIMONIALS

Happy Clients

Read our happy client testimonials to see how we’ve met the needs of our valued customers.

FAQS

Insurance?

Answers to some of your questions.

Why do I need insurance?

Every day, we face different kinds of risks that we can’t always see coming, like accidents, fires, bad weather, or theft. These events can cause damage to our belongings or create legal problems. Sometimes, the costs to recover from these events are so high that we can’t cover them with our savings or help from family and friends, and we’d need to borrow money, which can be very hard. That’s why insurance is so important. It helps protect us from these unexpected problems and ensures we don’t face huge financial setbacks, helping us get back to where we were before the event happened.

Can I choose my excess?

At XINIX, we want to give you as much control as possible. One of the cool things we offer is the option to choose a different excess for each item you insure. If you think you’re a low risk, you can get a big discount.

Does broker's commissions impact your premiums?

Many people don’t know that insurance brokerage commissions are regulated by the Financial Sector Conduct Authority (FSCA). Commissions are covered by the insurance provider, not the client. So, you’ll pay the same amount whether you go through a broker or buy directly.

Who does the Insurance Broker work for?

Put simply, when you hire an insurance broker, they work for you. While they may have agreements with insurance companies, a good broker always puts your needs first. In South Africa, brokers help individuals, families, businesses, and organisations find the right insurance and offer helpful advice.

But I prefer to do insurance on my own, I don't think I need a broker?

Sure, I get that you like managing your own insurance. Partnering with a broker like us can actually enhance your control by providing expert advice and more choices.

We can help make sure you get the best covers at the right price and handle any tricky situations or claims for you. It’s all about giving you the support and information you need to make smart decisions confidently.

Can Insurance Brokers save me money?

An insurance broker can save you money by finding cheaper deals and policies you might miss on your own. They also help you understand complex insurance issues and handle claims, which can save you even more.

What types of insurance does XINIX offer?

XINIX is licensed to provide a variety of insurance covers, ranging from home, car, business, taxi, to aviation, engineering, marine to life, investments, funeral covers to pension funds. We are experts in our fields, and always happy to have a chat on your specific need.

How do I get hold of XINIX?

Simply pick up the phone and give us a shout or send us an email. Alternatively use our chatbot to find the answers you are looking for.

View our FAQS

More Benefits of XINIX

35+ Years of Experience

With our wealth of insurance expertise, we simplify insurance for you.

Safe & Secure

Your data is encrypted, providing you with the highest security for your peace of mind.

Awesome Support

At our core, we focus on our client’s needs above all else. Client centricity is way important to us.