
Agriculture Insurance Solutions
Asset Protection
Crop Protection
Fire Insurance Protection
Fire insurance for livestock and assets
Fire extinguishing charges
Game
Livestock
Property Insurance
Public liability
Vehicle Insurance
Dairy Farming
Fruit Farming
Game Farming
Grain Farming
Poultry Farming
Wine Farming
Get in touch with us today to learn more about the insurance solutions and discover how you can protect your operations better.
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INSURANCE SOLUTIONS
Available Products

Group Personal Accidents
Protect your employees with compensation for any accidental injuries they sustain on the job. Standard coverage includes death, permanent disability, temporary total disablement, and limited medical expenses.

Vehicles
Choose comprehensive motor vehicle coverage for full protection against all risks, or opt for third-party liability, fire, and theft for a lower premium. You can also choose third-party liability coverage only.

Livestock
Get comprehensive insurance covering all risks for your stud animals, including transit risks, theft, and infertility, among others. Also offer limited coverage for your herd, including fire and lightning, which can be extended to cover accidental injuries like attacks by dogs and wild animals.

Game
Running a game farm involves unique risks. Game insurance covers the Big 5, buffalo under 15 years old, sable, and other game. Also protection against fire, lightning, and chemical immobilization.

Employment Practices Liability
Protect yourself against labor issues such as unfair hiring practices, promotion disputes, suspension, dismissal, discrimination, and defamation. Our indemnity coverage includes all costs related to investigation, defense, settlement, and any accrued interest.

Residential Buildings
Protect your home’s structure, fixtures, and fittings against unexpected events like fire, explosions, storms, floods, lightning, burglary, theft, and power surges. Additional protection includes leak detection, subsidence, and landslip coverage.

House Contents
Under estimating the value of your home contents can be costly. We provide expert advice and solutions to ensure adequate coverage for your belongings against loss or damage from fire, explosions, storms, floods, lightning, burglary, theft, and power surges.

Watercraft
Provides complete insurance coverage for watercraft like motorboats, ski boats, jet skis, and Wetbikes, including the hull, outboard motors, machinery, equipment, standard fittings, and accessories.

General
Protect your business with coverage that includes, among other risks, loss of locks and keys, security costs, and removal of fallen trees. Depending on your needs, there is also specific coverage for silo bags and bunkers, damage to fruit and nut tree orchards, and more.

Buildings Combined
Coverage for buildings like guesthouses on your farm, protecting them against fire, lightning, explosions, earthquakes, storms, wind, water, hail, snow, and more. You can also extend your coverage to include losses from theft of fixtures and fittings, as well as legal liability.

Fire
Protect your property, including buildings, plants, machinery, and stock, from damage caused by fire, lightning, explosions, earthquakes, storms, wind, water, hail, snow, vehicle or aircraft impact, and power surges.

Business Interruption
If your business operations are disrupted due to covered events, there is coverage for loss of profit and fixed costs, helping to maintain your farm’s operations.

Theft
Crime is a reality we face everyday. Theft cover available if you suffer a loss due to theft following forcible entry into a building on your premises.

Office Contents
Protect your office contents (excluding electronic data-processing equipment) against loss or damage from fire, lightning, explosions, earthquakes, storms, wind, water, hail, snow, and more. Coverage can also be extended to include theft.

Money
If you keep money on your premises or transport it occasionally, you need this coverage. You can also extend it to protect against electronic fraud, bank card theft, card cloning, and ATM skimming.

Glass
Don’t leave yourself or your business vulnerable when windows, doors, or similar items break. Glass insurance covers internal and external glass, building signage, frames, burglar alarm strips, and the cost of hiring a watchman service.

Goods in Transit
Ensure your goods are protected while on the road. Multiple options to safeguard against loss during transit due to fire, collision, theft, hijacking, and more. Also cover damage to pesticides, herbicides, and fertilizers during dispensing.

Business All Risks
Ensure your equipment is covered wherever it is. This type of insurance offers comprehensive protection against loss or damage to specified equipment due to any accident or misfortune.

Accidental Damage
Accidents happen, and as a farmer, it’s difficult to predict what might affect your farm and livelihood. Accidental damage coverage protects you when the unexpected occurs.

Machinery Breakdown
The machinery on your premises faces daily risks. The policy covers more than just fire and theft; it can also include accidental damage and machinery breakdown. Also cover costs for overtime and express freight to repair the machinery quickly.

Deterioration of Stock
When machinery breaks down, it can compromise your stock. Safeguard your investment with coverage for refrigerated stock.

Electronic Equipment
Electronic equipment is vital to your business and needs proper insurance against damage or loss. Cover include your laptops, tablets, and similar portable devices worldwide. Additionally, there are optional coverage for specialized precision farming equipment.

Fidelity Insurance
It’s unsettling to consider that your employees might commit fraud or theft, but it’s important to be prepared. There is coverage available for financial losses due to employee theft of money or stock.

Public liability
Protect yourself and your farm against legal liabilities for property damage or bodily injury to third parties. This can be extended to include liability for any products you have supplied, manufactured, or repaired, as well as for defective workmanship.

Employer’s liability
This covers any legal liability for injuries to employees while they are at work.

Personal Legal Liability
Protect yourself if you are legally responsible for accidental death, illness, or injury to any non-employed person or non-resident family member. Extended coverage is also available worldwide.
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Browse FAQ Categories

Agriculture Insurance
Agriculture Insurance
What is agriculture insurance?
What types of agriculture insurance are available?
Types include crop insurance, livestock insurance, farm equipment insurance, and farm liability insurance.
How does crop insurance work?
Crop insurance protects against loss or damage to crops due to natural disasters, pests, or disease, ensuring farmers receive compensation.
What is livestock insurance and what does it cover?
Livestock insurance covers the loss of animals due to accidents, illness, theft, and natural disasters.
Are there specialized insurance products for high-value crops or livestock?
Yes, there are policies tailored for high-value crops and livestock, offering specific coverage based on their unique risks and value.
How are agriculture insurance premiums calculated?
Premiums are based on factors such as the type of crop or livestock, location, coverage amount, and historical loss data.
What is parametric insurance in agriculture?
Parametric insurance provides payouts based on predefined parameters, such as rainfall levels, rather than actual loss assessments.
How can farmers reduce their agriculture insurance premiums?
Implementing risk management practices, such as crop rotation, pest control, and regular equipment maintenance, can help lower premiums.
What is multi-peril crop insurance (MPCI)?
MPCI provides coverage for multiple risks, including drought, flood, hail, and disease, under a single policy, offering comprehensive protection.
How does farm liability insurance protect agricultural businesses?
Farm liability insurance covers legal liability for accidents or injuries that occur on the farm, protecting against financial loss from lawsuits.
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