TYRE & RIM INSURANCE
Want to Know a little about Tyre & Rim Insurance? Let us tell you.
Tyre and Rim Insurance covers the repair or replacement costs of damaged tyres and rims on a vehicle. It typically includes coverage for punctures, blowouts, and damage caused by road hazards like potholes.
Tyre & Rim Insurance
Your vehicle may have been damaged by poor road conditions. Tyre & Rim Insurance covers repairs or replacements needed due to accidental damage from uneven roads and potholes. Included is a Fine Support benefit for quick and efficient traffic fine monitoring and notification.
Some of the covers available
Tyre & Rim
Fine Support
Some of the exclusions to Tyres & Rims, what it will not cover
Damage to tyres and rims on vehicles used for racing and or speed reliability testing
Damage to tyres and rims from a vehicle accident, hijacking or theft, covered by comprehensive vehicle insurance.
Damage to tyres and rims due to misuse, neglect or malicious damage
Damage to tyres and rims due to misuse, neglect or malicious damage
*Refer to Terms & Conditions for a full list of exclusions
*A used tyre tread excess is payable on a tyre claim. This is based on the amount of used tyre tread at the time of the claim – so the less worn the tyre, the lower the excess.
Some of the exclusions to Fines, what it will not cover
Driving under the influence of alcohol and drugs
Pre-existing fines
Where no fine value is posted because the offense went straight to court
Where the arrest warrants have already been issued
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Tyre & Rim
Tyre and Rim Insurance
What is tyre and rim insurance and why is it important?
What does tyre and rim insurance typically cover?
Tyre and rim insurance typically covers repair or replacement of damaged rims and tyres due to road hazards, including punctures, cuts, and blowouts. It may also cover costs for wheel balancing and alignment.
What is not covered by tyre and rim insurance that clients often assume will be covered?
Tyre and rim insurance generally does not cover damage resulting from regular wear and tear, neglect, or driving on tyres that are not roadworthy. It also usually excludes cosmetic damage to rims.
Are aftermarket tyres and rims covered under tyre and rim insurance?
Coverage for aftermarket tyres and rims can vary. Some policies may cover aftermarket parts if they are of equivalent value to the original parts, while others may require additional coverage or exclude them entirely.
How does tyre and rim insurance handle multiple claims within a policy period?
Many tyre and rim insurance policies have a limit on the number of claims that can be made within a policy period. It’s important to check the specific terms and conditions of the policy to understand these limits.
Can I transfer my tyre and rim insurance if I sell my car?
The ability to transfer tyre and rim insurance varies by insurer. Some policies may allow transfer to a new owner if the car is sold, while others may not. It’s important to check the policy terms for transferability.
Does tyre and rim insurance cover damages caused by accidents?
Tyre and rim insurance generally does not cover damages resulting from accidents or collisions, as these are typically covered under comprehensive or collision insurance policies.
How are claims valued in tyre and rim insurance?
Claims under tyre and rim insurance are typically valued based on the cost of repairing or replacing the damaged rim or tyre, including labor costs. Some policies may have depreciation clauses for older tyres and rims.
What is the process for getting a tyre and rim replaced under this insurance?
The process usually involves contacting the insurance provider, getting an assessment of the damage, and having the repair or replacement done at an approved service provider. Some policies may also offer mobile repair services.
Are there any exclusions related to the type of driving or use of the vehicle?
Yes, some policies may exclude coverage for damages incurred during off-road driving, racing, or using the vehicle for commercial purposes. It’s important to review the policy for any such exclusions.
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