LIABILITY INSURANCE
Want to Know a little about Events Liability Insurance? Let us tell you.
Events liability insurance is a specialised type of insurance designed for event organisers, brands, company sponsors, and retailers involved in organising events. Imagine facing unexpected problems like property damage, injuries, or accidents that could ruin your celebration. That’s where event liability insurance comes in, it acts as a protective shield against surprises that could dampen your special moments.
Comprehensive Events Liability Insurance Solutions
Event liability insurance is designed to protect against unexpected mishaps, providing financial security and peace of mind for event organizers, sponsors, and venue owners.
With this cover, you can enjoy your event without worry. You’ll be insured for third-party bodily injury or property damage that occurs at your event (public liability) and for any financial responsibilities related to products sold at your event (products liability), these extensive policies offer the peace of mind you deserve.
According to the Safety at Sports and Recreational Events Act of 2010 (SASREA), the people who are responsible for organising the event or providing the venue or funding are financially responsible for any liability that arises from that event.
Some of the covers available
Bodily Injuries
Collapse of Temporary Structures
Emergency Medical Expenses
Food or Beverage Issues
Property Damage
Spread of Fire
Wrongful Arrest & Defamation
Types of events covered
Community Festivals
Concerts
Conferences
Exhibitions
Food Festivals
Music Festivals
Sporting Events
Trade Shows
Weddings
Get in touch with us today to learn more about the insurance solutions and discover how you can help protect your aviation operations.
Why not tell us what you would like to insure
As this is specialised insurance, we require some information that will allow for us to setup for a meeting and setup time to understand your requirements as each business is unique.
Reasons why you should deal with us
Expert Advise
Personalise Service
Call us, we're here
INSURANCE SOLUTIONS
Available Products
Food or Beverage Issues
Illness or injury that arises from consuming food or beverages provided at the event, including any adverse effects resulting from improper handling, preparation, or serving of these items.
Collapse of Temporary Structures
Damage to tents, stages, scaffolding or other temporary structures used for the event.
Spread of Fire
Bodily injuries or property damage resulting from the spread of fire due to negligence.
Wrongful Arrest & Defamation
Legal issues stemming from wrongful arrest, false imprisonment, or defamatory statements made during the event.
Emergency Medical Expenses
Reasonable expenses incurred by the Insured up to a limit for the treatment of a Third Party following an accident that may result in a liability claim.
Statutory Defense Costs
Covers the costs associated with an investigation or prosecution for an
alleged breach of a statute.
Property Damage
Damage to the venue or surrounding property caused by the event activities.
Trusted insurance companies in SA
Browse FAQ Categories
Events Liability
Events Liability Insurance
What is events liability insurance?
Who needs events liability insurance?
Events liability insurance is essential for event organizers, including planners of weddings, concerts, festivals, conferences, and corporate events, to protect against potential legal and financial risks.
What types of events are covered under events liability insurance?
Most types of events, including private, corporate, and public gatherings, are covered. However, coverage specifics can vary, so it’s important to confirm with the insurer whether high-risk events like sports competitions are included.
What factors affect the cost of events liability insurance?
The cost is influenced by the type and size of the event, number of attendees, location, duration, and the level of coverage required.
Are vendors and subcontractors covered under events liability insurance?
Generally, vendors and subcontractors are not automatically covered. They should carry their own liability insurance, but some policies can include additional insured provisions for certain third parties involved in the event.
What is not covered by events liability insurance?
Common exclusions include intentional acts, professional errors, certain high-risk activities, damage to the organizer’s property, and events held in war or politically unstable regions.
Does events liability insurance cover cancellation?
Cancellation coverage is not typically included in standard liability policies but can be added as an endorsement. This covers losses due to event cancellation, postponement, or relocation for reasons beyond the organizer’s control.
How does events liability insurance handle claims related to alcohol service?
If alcohol is served at an event, liquor liability coverage may be necessary. Some policies include this, while others require it as an add-on. It covers claims arising from alcohol-related incidents involving attendees.
Are there specific insurance requirements for events held at multiple locations?
Yes, events held at multiple locations may require specific endorsements to ensure all venues are covered. It’s important to inform the insurer about all event locations to ensure comprehensive coverage.
How does events liability insurance cover third-party property damage?
Events liability insurance typically covers accidental damage to third-party property, including venues and equipment rented for the event, subject to policy limits and terms.
Our Client Education Quizzes
Think you can out smart these questions?? Hmm, let’s see if you can?
Insurance 101
Insurance 201
Life Insurance 101
