THANK YOU.
We appreciate you for completing our online Buildings Insurance questionaire.
Now What?
One of our Advisors will get in touch with you to setup for a call.
We know your time is precious. This process is faster and simpler than the usual pure call centre approach. You get to experience a hybrid version of both online and call centre interactions with us.
Think of us as your Private Banker, we will assist you in finding the best quotes out there, providing you with next level turn around times and your personal advisor.
- Â We will contact you asap / time specifiedÂ
- Â Prepare your quotations according to your needs
- Â Set up a telephonic call to discuss your quotations and you can choose which cover will best suit your needs
- Once you are happy to proceed, you will undergo underwriting which will consist of further questions by the insurance company
- You will then receive your confirmation of cover
- We will call you up to three days later to check up on you, in terms of having any further questions that you can ask us.
Free Inventory Form Calculator
Use our Inventory Form Calculator to determine how much cover you need to get for your Home Contents.
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FAQS
How do I valuate my house?
I am renting a house from my landlord; do I need to take out building insurance?
Building insurance is usually taken out by the owner of the property as if the building was damaged or destroyed it would be the owner that would suffer the damages.
If I buy a house, will it be compulsory to take out Building insurance?
Most banks consider building insurance compulsory when granting you a loan as they need to ensure that in the event of any loss you will be adequately covered.
The geyser in my house burst yesterday and caused the house to flood. My microwave and a few other appliances were damaged due to the burst geyser. Will my building insurance policy cover this loss?
Unfortunately building insurance covers the house and fixtures and fittings, appliances will fall under home contents cover and you would need to take out separate contents cover to be covered for this type of loss.
What exactly is covered under building insurance?
-Your house
-Outbuildings
-Driveways
-Walls
-Garages
-Fences
-Patios
-Swimming pools
-Tennis courts
What is Building Insurance
Every day, your house is exposed to many potential risks, the effects of which can be devastating. We want to help you make sure your home is properly protected against unexpected events, such as a fire, explosion, storm, flood, lightning, burglary or theft. Building insurance covers the structures of your home and any fixtures or fittings that belong to you.
What will my premium be for building insurance?
Your premium is dependent on the type, amount and area of your property as well as your own personal profile. There are no 2 people who could pay the exact same premium as everyone’s profiles are very different. The premiums are fairly competitive than when comparing to car insurance.
Will my fixtures and fittings in the house be covered?
Yes, fixtures and fittings form part of your home as it is attached and cannot be easily removed.
Will my swimming pool be covered under the insurance?
Yes, swimming pools will be covered under the insurance and in some instances even the swimming pumps is covered as well. It’s just the cleaning equipment for the pool that isn’t covered which can be covered under home contents.
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TELEPHONE: 086 162 0000
VOIP NUMBER: 087 724 1000
E-MAIL: INFO@XINIXINSURANCE.CO.ZA